Smt. N.Neeraja, Chief General Manager, NABARD, is a Postgraduate in Applied and Analytical Economics, a certified Associate of the Indian Institute of Banking and Finance and holds a Diploma in Management. She joined NABARD in 1992 and has worked in various capacities. She has during the 31 years in NABARD has worked in its Regional Offices at Hyderabad, Bhubaneswar, Bhopal and Chennai and in its Head Office at Mumbai. She has varied experience covering business functions, grant support for developmental initiatives and managing HR.